EquiLend

Insight

February 2026

White Paper

Securities Lending Onboarding
is Holding Back Liquidity

Manual onboarding processes are slowing approvals, trapping inventory, and delaying revenue across the securities lending market.

Onboarding should not be the bottleneck that keeps lendable assets sidelined. Yet up to 80% of funds remain stuck in onboarding, never actually going live.

In securities lending, onboarding remains highly manual, fragmented, and opaque. Email-based document exchange, duplicated requests, and limited visibility across counterparties lead to long approval timelines and significant volumes of trapped liquidity. In many cases, funds remain pending for months, or even forever, leaving inventory unavailable when demand is highest.

This white paper explores why onboarding is primed for digital transformation and how modern, workflow-driven onboarding can materially improve time to revenue, reduce operational burden, and unlock previously inaccessible supply.

What You Will Learn?

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The Hidden Cost of Onboarding Delays

How onboarding delays directly impact liquidity, utilization and borrowing costs

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Manual KYC Is Creating Operational Gridlock

The operational and regulatory friction caused by manual KYC and document workflows

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Cut Approval Timelines From Months to Days

How digitized onboarding can reduce approval timelines from months to days

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Proven Playbook to Activate Unapproved Funds

A real-world case study showing how unapproved funds can be identified and activated during high-demand conditions

Onboard+

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